GRACE SALOON PARLOUR

NGARA UNITED SACCO

Formerly Ngara Youth United Sacco

Together We Grow for Unity is Strength

Our Services

Comprehensive financial solutions designed to help our members achieve their goals and build a secure future.

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About Us

Ngara Youth started in 2009 at Ngara Area until 2023 when it was established as Ngara United Sacco.

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Membership

Registration fee for joining the SACCO is Ksh 5,000 (Non-refundable). Get detailed information from our office during registration.

Ksh 5,000
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Savings

Active savings is expected from all members. Build your financial future with consistent contributions.

Min. Ksh 500/week
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Shares

All members must maintain shares to participate fully in SACCO benefits and dividends.

Ksh 10,000

Loan Services

Access affordable credit to meet your financial needs and grow your opportunities.

Loan Eligibility Requirements

Active savings for a period not less than six (6) months

If a member do not have another existing loan

Upon approval by management

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Normal Loan

Standard loan for general financial needs

Loan Limit: 2X your savings amount
Interest Rate: 10% (15% for loans over Ksh 100,000)
Grace Period: 1 year grace period
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Emergency Loan

Quick assistance for school fees or medical emergencies

Loan Limit: Maximum Ksh 50,000
Interest Rate: 8% interest rate
Grace Period: 6 months grace period